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STATE SETS NEW CURBS ON BoI BONUSES - The Irish Times says Bank of Ireland has been banned from paying bonuses, except where permitted by the Government or following a court order, for two years as a condition of the latest State bail-out.

The paper says the wide-ranging curbs on pay, bonuses and pension payments have been laid down as a condition of the Government's agreeing to buy any new shares issued that are not bought by shareholders in a 1.9 billion capital-raising this month.

Where the bank is given permission by the National Treasury Management Agency to pay bonuses,encore webmaster88 Garden landscape lighting such payments must not encourage 'excessive risk taking' but reward 'long-term value creation', according to terms set down by Minister for Finance Michael Noonan.

In a letter to the board of the bank last week, Mr Noonan stipulated that the bank must take 'every reasonable action' to fully defend any legal action taken by an employee for the payment of a bonus or a commission.The Haunting toiletcubicles Movie Review

CARD FIRMS UP RATES TO SHORE UP LOSSES - The Irish Independent highlights a new report as showing that interest rates on credit cards are at the highest levels they have been for more than a decade.This article refers to electrical projectorlampproducer.

Average interest rates for making a purchase on your plastic have now hit 19% - the highest rate in 13 years. Credit card providers have pushed interest rates up by two percentage points in the first few months of this year alone,For all DVS hypodermicneedlecannula in PDF format. according to research by market research group Mintel.

The paper says rates have been hiked in a bid to discourage people building up large balances. Card companies are raising their rates to shore up losses from those who are defaulting.

Mintel said there was also evidence that card companies have been lowering consumers' credit limits in a bid to stop debts getting out of control.


RYANAIR 'CAN'T GET PLANES' FOR US PLANS - The Irish Examiner says Ryanair still has plans for a low-cost transatlantic airline but it can't get a fleet of planes to operate it.

The paper quotes chief executive Michael O'Leary as saying there is a 'huge opportunity' for a low fares airline to the US.

He said that he would like to acquire 40 to 50 aircraft to operate the service but the planes are not available. He added that Ryanair would not be interested in flying to the Middle East as that market is not deregulated.

Mr O'Leary was speaking at an announcement of the airline's expansion at Manchester airport yesterday.

PROBE INTO RBS TO GO BACK TO 2004 - The Guardian says the UK's Financial Services Authority appears to have widened the scope of its investigation into the near-collapse of Royal Bank of Scotland to include the controversial takeover of a US bank in 2004.

The paper says the City regulator is in discussions with the bank's major investors and other experts about the fund-raising exercises conducted by the bank as long ago as the takeover of Charter One in 2004 - the bank's 26th deal of a takeover spree that began at the end of the 1980s.

The Guardian says the discussions represent a significant escalation in the FSA's efforts to get to the bottom of how RBS, once one of the world's biggest banks, needed a 45 billion rescue by the UK taxpayer during the financial crisis of 2008.How is system pain treated?